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Stated Income Loans

Please note that the rates below are NOT for stated income loans. We are not aware of any mortgage companies offering stated income mortgage products at this time.





Couple sitting in front of their home. Stated income loan information.Stated income loans were originally designed for self employed borrowers to help reduce the amount of paperwork needed for loan approval. Underwriters placed more weight on a borrower's credit rating and assets when determining the consumer's ability to repay the loan. Like many riskier loan products of the past, stated income loans were negatively taken advantage of by both consumers and mortgage professionals. The end result was a high default rate and the eventual termination of most, if not all, stated income loan products.

Today, self employed borrowers are typically required to furnish 1-2 years of tax returns when applying for a loan. You can contact the lenders and brokers located throughout this web site to learn more about what products are available in today's marketplace.

Self Employed Mortgage Financing Assistance

ForTheBestRate.com has helped thousands of self employed borrowers connect with mortgage companies throughout the country. While stated income loans may be hard, if not impossible to find, there are plenty of creative financing products out there that may help you accomplish your financial goals.


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