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Find Rental Property Loans from Competing Companies
Most of the mortgage companies listed in the rate
survey below offer financing assistance for 1-4 unit
rental properties in their given markets. Please note
that the mortgage rates displayed are for primary
residences. You'll have to speak with various companies
for their mortgage rates for rental homes.
Like
many Americans, you've likely been through a couple
of peaks and valleys in the stock market over the
years. You've also seen real estate values fall dramtically
in many parts of the country making investing in rental
properties seem like a realistic possibility for the
first time in years. While downpayment requirements
and underwriting guidelines for rentals have certainly
become more conservative, there are plenty of mortgage
companies out there who are ready to assist you in
owning investment properties (including most of the
lenders and brokers featured in the survey). Mortgage
rates for a rental properties are usually slightly
higher (maybe .375% to 1% more in some cases) as mortgage
companies look at rentals as carrying a higher degree
of risk, Why? Because home owners tend to be more
willing to default and/or walk away from their rental
properties prior to doing so for their primary residences.
Request Information on Financing a Rental Property:
- Call 800-251-4999 and be connected with a mortgage
company based upon your area code.
- Use the rate survey at the top of the page to
compare mortgage rates from the competing mortgage
companies. Then reach out to the various lenders
and brokers to request rates and closing costs for
your rental property loans.
More information on investment
property loans