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Home Loan Purchase - Real Estate Agent Closing Cost Credit Program

Want to Save More Money on Your Closing Costs?

If you are looking into purchasing or listing a home and have not decided upon a real estate agent, then AAXA may have some great news for you. Customers in eligible states may qualify for Century21 Mike Bowman’s, closing cost credit program. Century21 Bowman, Inc., has a real estate agent referral network that spans the Country and when you work with AAXA and the agent they match you with, you may receive a credit back towards your closing costs (state restrictions may apply so be sure to ask your Loan Advisor how to get in touch with Century21 Mike Bowman, Inc).

Century21 Mike Bowman’s Closing Cost Credit Program Details:


Closing Cost Credit Tiers Incentive
$75,000 to $124,999 $300
$125,000 to $174,999 $600
$175,000 to $224,999 $900
$225,000 to $274,999 $1,200
$275,000 to $324,999 $1,500
$325,000 to $374,999 $1,800
$375,000 to $424,999 $2,100
$425,000 to $474,999 $2,400
$475,000 to $524,999 $2,700

For every $50,000 above $75,000 home price, consumer earns an additional $300.00

*Based upon 3% commission.

*Cash back incentives are not allowed in NJ, RI, WV, KS, SC, LA, MO, OK, AK & MS (State changes may occur without notice).

*Most of AAXA’s investors will not allow total closing cost credits from all parties to exceed closing costs minus impounds and interest. In other words, if the seller is already offering a big credit, the buyer may not qualify for additional credits beyond the specified amount. Total credits may vary.


Here is how it works:
Speak with an AAXA Loan Advisor and tell them that you are interested in the program and they will relay your contact information to Century 21 Mike Bowman, Inc.
Within 24 hours (usually much less), an agent in your area will contact you to discuss your needs. If you are unhappy with the agent for any reason, inform Century 21 Mike Bowman, Inc. and they will work to resolve the issue right away.
All credits will be disclosed up-front by Mike Bowman,Inc. and must appear on the HUD-1 statement at closing

When you couple this program with AAXA’s great current mortgage rates and Genworth’s Homebuyer Privileges Program, you have access to the best value package in the industry.
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