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Option Arm Mortgage - Option ARM - aka - Pay Option ARM, 1 Month Option ARM, Cash Flow Option ARM, 1 Month MTA, Pick a Payment Loan

Are you looking for flexibility in your monthly mortgage payment? If so, you might want to consider an option ARM.

An Option ARM, often referred to as a pay option ARM, 1 month option ARM, cash flow option ARM, flex option ARM, 1 month MTA, pick a payment loan, or smart choice loan has many advantages for those who are hoping minimize their mortgage payments and increase their disposable income for other activities and/or investments.

These loans are ideal for:

People who do not want to put the majority of their money into their homes.
Those looking to pay off their existing mortgage(s) quickly.
Homeowners who are looking to use their money to payoff other debts and liabilities.
Clients in states with rapid real estate appreciation - such California, Florida, Virginia, Maryland, Pennsylvania, Washington, Massachusetts and other niche areas of the country - who want to use the minimum payment feature to qualify for a higher priced home.

Self-Employed borrowers who are looking for stated income financing.

Each month, cash flow option arm programs typically come with four different payment choices for the borrower to make:

An interest only option.
A thirty year or forty year fixed-rate payment.
Fifteen year fixed alternative.
A pre-determined minimum payment which sometimes may start at a rate as low as 1%.
Request a free Option ARM mortgage rate quote
Call us toll free at 877-RATE-LOW (877-728-3569) for a consultation
Pay option ARM products do carry a substantial amount of risk. Rates will adjust and payments will change over time. Thus, it is extremely important that consumers examine the risks and rewards of these programs prior to making an informed decision. To help minimize risk, be sure to pay close attention to the margin of the loan and consider a slightly higher introductory payment rate. Give us a call today at 877-RATE-LOW (877-728-3569) for a free consultation.
Additional option arm mortgage information.

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