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Mortgage Rate Calculator

Try our mortgage calculators!

Please feel free to use our mortgage calculators. Loan payment calculators can be very useful in helping you find the right fit between rate and term allotment. The home loan calculators offered on this page are very easy to use and can be an effective decision making tool when used in conjunction with recommendations from an AAXA loan advisor.

Extra Payment Calculator. How many years can I shorten my mortgage by, and how much interest can I save if I make extra payments?

Simple Payment and Interest Comparison Calculator

To calculate your monthly payment, enter the number of years of the loan, the interest rate (i.e. 6.875), and the desired loan amount. The monthly payment does not include insurance, property taxes, or other escrows.

Length of Loan	Interest Rate	Loan Amount	Monthly Payment

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"High Powered" Mortgage Calculators

Mortgage APR Calculator	Use this calculator to find the APR on your mortgage.
APR Calculator for Adjustable Rate Mortgages	Use this calculator to find the APR on your adjustable rate mortgage.
ARM vs. Fixed Rate Mortgage	Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Mortgage Debt Consolidation	This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
Fixed Rate Mortgage vs. Interest Only Mortgage	Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
Mortgage Loan Calculator (PITI)	Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Points Calculator	Should you buy points? Use this calculator to find out.
Refinance Breakeven	Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Mortgage Tax Savings Calculator	Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Refinance Interest Savings	Use this calculator to see how much interest you can save by refinancing your mortgage!

Adjustable Rate Mortgages and Using a Mortgage Loan Calculator

It is extremely difficult to gauge which direction the financial markets may move in our country. Thus, you cannot accurately forecast where an adjustable rate payment may be after the fixed term period. Our home loan calculator can help you determine a payment for the fixed period but will not forecast a payment for the entire amortization period of a loan. Your AAXA loan advisor will explain the terms of a given ARM product and offer you an adjustable rate handbook upon moving forward with your mortgage.

Using Online Mortgage Calculators Judiciously

It should be said that not all of these tools are created equal. For instance, one ARM APR calculator may show a different APR rate than another due to the number of variables put into the equation (i.e. variations in prepaid finance charges). AAXA Discount Mortgage highly encourages you to try our mortgage calculator and then contact one of our loan advisors toll free at 877-RATE-LOW (877-728-3569). This extra step will ensure that you receive a clear picture of the best rate, fee, point and program structure to meet your needs.

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