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Lot Loans & Land Loans
Please note that the rates in the surveys located
throughout this site are NOT for lot loans. You may
use the survey to connect with lenders and brokers
serving your state who may offer lot loan products
or could at least point you in the right direction.
Due to the current financing market, your best bet
for land loan financing may be to contact your local
credit union or hometown bank.
Best Solutions for Financing Lot and Land Loans:
-
You may want to consider doing a cash-out refinance
or equity line of credit on your primary residence
to finance the lot. If this option is economically
feasible, you may end up with a lower rate and
payments, and a more extended payment term than you
could not get with a traditional lot or land loan.
-
Speak with your local bank or credit union.
Some local lenders still offer lot loan financing
because they will portfolio the loan. This means
they keep the loan themselves and do not have
to sell it.
We apologize for not being able to offers you specific
rate and product information on companies offering
lot and land loans. Best of luck in your search.
