First Time Home Buyer Mortgage Information

Buying a new home may be one of the most exciting endeavors that you undertake during your lifetime. It could also be one of the most confusing and frustrating if you are unprepared for the transaction. AAXA has helped thousands of individuals purchase their first homes and we take great pride in making sure that you feel confident in your decision, be it in choosing a program or helping you determine what price range works for you and your family. Heading into your first time mortgage transaction, it pays to understand some of the basics of home financing. In our First Time Homebuyer Mortgage Resource Center, you will find information on a number of topics that may assist you in finding the perfect fit for your personal financing needs.

You can also feel free to call us toll free at 877-RATE-LOW (877-728-3569) with any questions. You may also request information online using the AAXA Rate Quote Form on this page or by completing a no obligation online mortgage application.

First Time Homebuyer Mortgage Resources

Use the following links to learn more about the first time homebuyer mortgage financing process and get moving forward on the path to homeownership. Please do not hesitate to give us a call with any questions. Our Loan Advisors are some of the most educated in the industry and they want to make your first time home mortgage transaction a positive experience.

• Determining what you are qualified to borrow and getting pre-qualified
• Rent Versus Buy
• Beginner Mortgage Checklist
• Credit Scores and Mortgage Rates
• Choosing a mortgage company
• Finding the right real estate agent
• Should I consider 100% financing?
• Pro & Cons of adjustable rate mortgages
• What types of loans are available for the self-employed?
• Why do mortgage rates change?
• What is a mortgage broker?

First time homebuyers with past credit issues

As a first time home buyer you may also have a lower credit score because you are just starting out and have not yet established a credit history. We have programs perfectly suited to your situation, and can help you get into your first home, and start establishing a stellar credit record. You need a minimum 620 credit score for consideration.