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Bad Credit Mortgage

Bad Credit Mortgage Company - AAXA Discount Mortgage

The folks at AAXA understand that most people have had some credit issues in their lifetime. Although you might not think of AAXA as a bad credit mortgage company, we help thousands of people just like you with their home purchase and bad credit mortgage refinance loans each year. Give us a call today for a free consultation and bad credit mortgage quote. Let AAXA help you consolidate debt and get you into the home of your dreams.

Call 877-RATE-LOW (877-728-3569) and ask to be connected to our Structured Loan Desk or

Request a free mortgage rate quote in seconds.

Bad Credit Mortgage
Bad Credit Mortgage Loan Process – A Step by Step Approach
At AAXA, we take a step-by-step approach to helping our clients navigate the home loan process. If you are looking for bad credit refinance assistance, the first step is to help you consolidate your debt (such as high interest credit card debt) and find a way to help you to decrease your monthly payments. It is our goal to help you get the financing you need while giving you time to repair your credit. That way the next time you come back to AAXA, you should be able to work with our Prime Department to get one of the lowest interest rates on the market.

Learn more about our Consumer Credit Improvement Mortgage Program.

Bad Credit Mortgage Company - AAXA Discount Mortgage

95% bad credit mortgage financing down to 660 credit scores (full documentation)
90% rural housing down to a 660 credit score
95% 12 months out of bankruptcy
90% financing for second homes down to 620 score
90% stated income bad credit mortgage assistance down to 660 score
90% refinance one day out of bankruptcy to 580 (Full Doc)
90% financing down to 580
80% stated income investment property loans down to 640 scores
80% bad credit investment property financing to 600 score
85% financing down to 530 score
Lease purchase programs available w/ 12 months cancelled checks – goes off appraised value

Other Bad Credit Refinance & Purchase Program Highlights

No private mortgage insurance (PMI) required on most products
Cash-out up to $200,000
Bankruptcy buyouts up to 85%
Sellers can pay up to 6% in closing costs in certain full documentation programs
No Asset Verification Options
Charges and collections may not have to be paid off
Mortgage lates OK and No Tradelines OK
Minimum score allowed is 520 and Minimum loan amount is $70,000

AAXA works with some of the most creative wholesale investors in the Country to ensure that we can find financing for almost any scenario. Rates and program requirements may vary between states. Call today at 877-RATE-LOW (877-728-3569) and ask for our Structured Loan Department.

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