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Bad Credit Mortgage Solutions

A 620 minimum credit score is required with all of our lenders' programs.

At AAXA Discount Mortgage, we understand that people run into financial problems and their credit can suffer as a result. And although AAXA has always focused on providing access to great mortgage rates for customers with excellent credit, our lenders offer programs such as FHA loans, USDA loans, and VA loans which have "more flexible" guidelines. The vast majority of lenders that had offered bad credit mortgage products (aka sub prime loans) are long gone leaving FHA, USDA, and VA loan programs as the best bad credit mortgage solutions available.

Call AAXA today at 877-728-3569 for a free consultation. You may also request mortgage rate information using the AAXA Rate Quote Form on this page.

Poor Credit Mortgage Options - Do you qualify?

AAXA can help you determine if you qualify for a FHA loan, USDA loan, or VA mortgage in a matter of minutes. Please note, we do not have access to programs for borrowers with credit scores below 620 and lenders typically only consider borrowers who have had no major late payments in the past 12 months. Some late payments maybe acceptable on a case-by-case basis.

Research Bad Credit Mortgage Solutions:

FHA Loans
USDA Rural Housing Loans
VA Loans

AAXA works with some of the most creative wholesale investors in the Country to ensure that we can find financing for almost any scenario. Rates and program requirements may vary between states. Call today at 877-RATE-LOW (877-728-3569).


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