Family of five in front of their property. 2 year ARM information.

2 Year Adjustable Rate Mortgage Programs

For many years, 2/1 adjustable rate mortgage products were offered as programs for those who had past credit issues. The thought process being that two years would give a person enough time to repair their credit and then refinance. AAXA looks at 2 year ARMs from a different prospective. Many of our clients feel confident that they are only going to be in their homes for a couple of years and 2 year adjustable rate loans may offer a lower rate than other fixed rate and adjustable rate products. Often times these customers feel stuck between a one year adjustable rate mortgage and a 5 year ARM. We thought that there must be a better solution so we sought out one of the most competitive 2 year adjustable rate mortgage investors in the industry. Give AAXA a call today to find out whether a 2 year adjustable rate mortgage is right for you – 877-RATE-LOW (877-728-3569).

Research our lenders 2 Year ARM rates and products:

  • Call 877-728-3569 for a free consultation.
  • Request 2/1 ARM rates using the AAXA Mortgage Quote Form on this page.
  • Apply using our online mortgage application. - No fee to apply!

2/1 ARM Program Highlights:

  • Annual adjustment limited to 2%.
  • Lifetime cap adjustment of 6%.
  • Purchase and Rate & Term Refinances: 1-2 unit primary residences and 1 unit second homes – 10% down required; 3-4 Unit primary residences - 20% down required; 1-4 unit investment properties – 25% down required.
  • Program criteria may change from what is posted on this page without notice. For the most up-to-the minute program details, contact an AAXA loan advisor at 877-RATE-LOW (877-728-3569). You can also apply using our online mortgage application.

10 Year Adjustable Rate Mortgage
7 Year Adjustable Rate Mortgage
5 Year Adjustable Rate Mortgage
3 Year Adjustable Rate Mortgage
1 Year Adjustable Rate Mortgage
1 and 2 Year Jumbo ARM
30 year mortgage interest only
3 year interest only loan
5 year interest only mortgage loan
10 year and 7 year interest only mortgage



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