15 Year Mortgage Programs

A 15 year home loan offers the security of a fixed rate program coupled with the accelerated pay down benefits of a shorter term product. Although fifteen years may sound like a long time down the road, you would be amazed at how much more of your payment gets put toward principle with this product rather than that of a 40 year home loan or 30 year fixed rate mortgage (especially at the earlier stages of the loan). Sure, your monthly payment will be higher but the amount of interest paid over the course of the loan will be significantly less.

Request 15 year mortgage rates and information (options):
1. Call 877-728-3569 for a 15 year mortgage quote.
2. Complete the AAXA Rate Quote Form.
3. Fill out a free, no obligation online mortgage application.

15 Year Mortgage vs a 30 Year Product (example)

15 Year Fixed Rate at 5.50%
$150,000 Loan Amount
Monthly principal and interest payment: $1,225.63
Total interest paid over the life of the loan: $70,612.53
Average monthly interest paid over the life of the loan: $196.15

30 Year Fixed at 5.75%
$150,000 Loan Amount
Monthly principal and interest payment: $875.36
Total interest paid over the life of the loan: $165,129.34
Average monthly interest paid over the life of the loan: $458.69

Total interest saved by choosing a 15 Year Fixed Mortgage: $94,516.81

Best 15 Year Fixed Rate

AAXA's wholesale investors continually offer us the some of the best 15 year mortgage rates in the industry. Due to our sheer volume of business, we receive pricing incentives which we, in turn, pass along to our clients. You can contact an AAXA loan advisor at 877-RATE-LOW (877-728-3569) or apply using our online mortgage application. We will be able to provide you with a 15 year fixed mortgage rate quote in a matter of minutes. Also, be sure to ask your loan advisor for a Good Faith Estimate of closing costs and Truth-In-Lending disclosure of the estimated APR of the 15 year home loan.

Other fixed rate products:
10 Year Fixed Mortgage Rate
20 Year Fixed Rate Mortgage
30 Year Fixed Mortgage Rate
40 Year Fixed Mortgage Rate